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    ashleychi

    Posts : 230
    Join date : 2009-09-02

    Healthcare Bill

    Post  ashleychi on Mon Nov 02, 2009 12:49 pm

    Healthcare has always been a heated topic in America. However, a proposed healthcare bill may be the solution to these problems.

    On Oct. 29, House Speaker Nancy Pelosi unveiled the legislation, considered a milestone by Democrats and advocacy groups. The bill’s goal, in Pelosi’s words, is to “provide universal, quality, and affordable health care for all Americans.” The $1.06 trillion healthcare bill aims to do this by including a public option, which would allow the uninsured to purchase health insurance through a government-run program, and by preventing health insurance companies from denying coverage based on pre-existing conditions. Pre-existing conditions are health conditions or illnesses an individual may have before joining a new healthcare plan. These conditions can cost health insurance companies millions, so many people have been denied coverage because of their pre-existing conditions. If put into effect, the bill will cover an additional 36 million people, leaving only 4% uncovered. The bill would also provide relief for small business, releasing them from the requirement to provide workers with benefits.

    Why was the Senate stimulated to put together a government-run healthcare plan? In our current healthcare system, companies pay the entire cost or a large portion of their employees’ healthcare plans, while the actual participant pays none or a small portion of the total cost. Because of the recent economic downturn, many people have been laid off, therefore being taken off of their company’s healthcare benefits. Many people opt to stay on a plan called the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), which will allow the participant to stay on the employer’s group health plan for a period of 18-36 months. After this period, the participant would be on their own. This means no health insurance unless the usually-jobless participant chooses to purchase an individual plan, which is much more costly. As a result of the economic downfall, a large portion of the population have found themselves jobless, and consequently, with no health insurance. Of course, without health insurance, this portion of the population cannot receive urgent health care when and if they need it.

    As with every plan, there is criticism and opposition. Republicans deem this bill to as “a government takeover,” while larger businesses say that the bill does not do enough to cover rising healthcare costs. Republicans suggested a smaller, step-by-step plan that will make healthcare more affordable, by allowing consumers to buy insurance across the state and small businesses to pool resources to buy insurance at the same price as bigger corporations. As for the proposed bill, it is true that the proposed budget of $1.06 trillion exceeds Obama’s $900 billion benchmark, even though the Congressional Budget Office (CBO) has estimated that over the next decade, the bill would reduce the state deficit by $104 trillion.

    Whatever the outcome of this debate may be, one thing is for sure: It will have to be a compromise across the board, Democrats, Republicans, and liberals included

    ashleychi

    Posts : 230
    Join date : 2009-09-02

    Re: Healthcare Bill

    Post  ashleychi on Tue Nov 03, 2009 12:25 am

    EDIT 1

    Healthcare has always been a heated topic in America. Yes, our nation provides the most technologically advanced medical care in the world, but the best way to bring these services to citizens is still being heatedly discussed today, amidst controversies surrounding healthcare professionals and policymakers. However, a proposed healthcare bill put together by Senate Democrats may bring the nation one step closer to a solution to this debate.

    On Oct. 29, House Speaker Nancy Pelosi unveiled the 1,990-page healthcare reform bill, considered a milestone by Democrats and advocacy groups. The bill’s goal, in Pelosi’s words, is to “provide universal, quality, and affordable health care for all Americans.” The $1.06 trillion healthcare bill aims to do this by including a public option, which would allow the uninsured to purchase health insurance through a government-run program, and by preventing health insurance companies from denying coverage based on pre-existing conditions. Pre-existing conditions are health conditions or illnesses an individual may have before joining a new healthcare plan, which can cost insurance companies millions. If put into effect, the bill will cover an additional 36 million people, leaving only 4% uncovered. The bill would also provide relief for small business, releasing them from the requirement to provide workers with benefits.

    Why was the Senate stimulated to put together a government-run healthcare plan? In our current healthcare system, companies pay the entire cost or a large portion of their employees’ healthcare plans, while the actual participant pays none or a small portion of the total cost. Because of the recent economic downturn, many people have been laid off, therefore being taken off of their company’s healthcare benefits. Many people opt to stay on a plan called the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), which will allow the participant to stay on the employer’s group health plan for a period of 18-36 months. After this period, the participant would be on their own. This means no health insurance unless the jobless participant, who is usually jobless, chooses to purchase a much more costly individual plan. As a result of the economic downfall, a large portion of the population have found themselves jobless, and consequently, with no affordable health insurance. Of course, without health insurance, this portion of the population cannot receive urgent health care when and if they need it.

    If put into effect, the portion of this plan that will strike our middle-class suburb of Arcadia the most will be the larger tax withhold the government will put on wage-owner’s paychecks. Every wage-earner already has a portion of their paycheck withheld for tax purposes, but the bill, if put into effect, will stimulate the government to withhold an even larger portion. This increased withdrawal would be the main source of funding for the proposed healthcare system. Of course, this is unfortunate news for individuals. Every city across the globe has felt the constraints of the economic downturn, and residents in Arcadia are no exception. “Everyone has felt the strain on their wallets, and many people cannot afford to let another $30 slip out of their paycheck,” says freshman Jenny Li.

    As with every plan, there is criticism and opposition. Republicans deem this bill “a government takeover,” while larger businesses say that the bill does not do enough to cover rising healthcare costs. Republicans suggested a smaller, step-by-step plan that will make healthcare more affordable, by allowing consumers to buy insurance across the state and small businesses to pool resources to buy insurance at the same price as bigger corporations. As for the proposed bill, it is true that the proposed budget of $1.06 trillion exceeds Obama’s $900 billion benchmark, even though the Congressional Budget Office (CBO) has estimated that over the next decade, the bill would reduce the state deficit by $104 trillion.

    Nancy Pelosi has already accomplished 2 of 6 steps the bill must pass through in order to be put into action. Freshman Andrew Sun says, “In the end, it all depends on the viewpoint you [take]…if it does pass, it will affect [our nation] positively and negatively. Whatever the outcome of this debate may be, one thing is for sure: It will have to be a compromise across the board, Democrats, Republicans, and liberals included.

    ashleychi

    Posts : 230
    Join date : 2009-09-02

    Re: Healthcare Bill

    Post  ashleychi on Wed Nov 04, 2009 7:46 pm

    EDIT 2

    Healthcare has always been a heated topic in America. Yes, our nation has the most technologically advanced medical care in the world, but the best way to bring these services to citizens is still widely discussed today, amidst controversies surrounding healthcare professionals and policymaker. However, a proposed healthcare bill put together by Senate Democrats may bring the nation one step closer to a solution to this debate.

    On Oct. 29, House Speaker Nancy Pelosi unveiled the 1,990-page healthcare reform bill, considered a milestone by Democrats and advocacy groups. The bill’s goal, in Pelosi’s words, is to “provide universal, quality, and affordable health care for all Americans.” The $1.06 trillion healthcare bill aims to do this by including a public option, which would allow the uninsured to purchase health insurance through a government-run program, and by preventing health insurance companies from denying coverage based on pre-existing conditions. If put into effect, 36 million more people in the nation will be covered, leacing only 4% of the nation without health insurance

    When people are laid off, they are taken off of their employer’s healthcare plan. However, they still have the option of staying on their employer’s plan through COBRA, or the Consolidated Omnibus Budget Reconciliation Act of 1985. This enables them to continue receiving healthcare at the same rate their employers had paid. After this grace period, rhough, the participant would have to purchase an individual healthcare plan, the cost of which is significantly higher. As a result of the economic downfall, a large portion of the population have found themselves without a job, a stable income, and therefore, health insurance.

    If put into effect, the portion of this plan that will strike our middle-class suburb of Arcadia the most will be the larger tax withhold the government will put on wage-owner’s paychecks. Every wage-earner already has a portion of their paycheck withheld for tax purposes, but the bill, if put into effect, will stimulate the government to withhold an even larger portion. This increased withdrawal would be the main source of funding for the proposed healthcare system. Of course, this is unfortunate news for individuals. Every city across the globe has felt the constraints of the economic downturn, and residents in Arcadia are no exception. “Everyone has felt the strain on their wallets, and many people cannot afford to let another $30 slip out of their paycheck,” says freshman Jenny Li.

    As with every plan, there is criticism and opposition. Republicans deem this bill “a government takeover,” while larger businesses say that the bill does not do enough to cover rising healthcare costs. Republicans suggested a smaller, step-by-step plan that will make healthcare more affordable, by allowing consumers to buy insurance across the state and small businesses to pool resources to buy insurance at the same price as bigger corporations. As for the proposed bill, it is true that the proposed budget of $1.06 trillion exceeds Obama’s $900 billion benchmark, even though the Congressional Budget Office (CBO) has estimated that over the next decade, the bill would reduce the state deficit by $104 trillion.

    Freshman Andrew Sun says, “In the end, it all depends on the viewpoint you [take]…if it does pass, it will affect [our nation] positively and negatively. Whatever the outcome of this debate may be, one thing is for sure: It will have to be a compromise across the board, Democrats, Republicans, and liberals included.

    ashleychi

    Posts : 230
    Join date : 2009-09-02

    finalll

    Post  ashleychi on Mon Nov 09, 2009 11:00 pm

    Ashley Chi
    Healthcare Bill [final]

    Healthcare has always been a heated topic in America. Yes, our nation has the most technologically advanced medical care in the world, but the best way to bring these services to citizens is still widely discussed today, amidst controversies surrounding healthcare professionals and policymakers. However, a proposed healthcare bill put together by Senate Democrats may bring the nation one step closer to a solution to this debate.

    On Nov. 7, the 1,990-page healthcare reform bill passed in the House of Representatives with a narrow 220-215 vote, a historic landmark for Democrats. The bill’s goal, in House Speaker Nancy Pelosi’s words, is to “provide universal, quality, and affordable health care for all Americans.” The healthcare bill aims to do this by including a public option, which would allow the uninsured to purchase health insurance through a government-run program, making it necessary for individuals to buy health insurance and enforcing a federal law that would prevent health insurance companies from denying coverage from any American. If put into effect, 36 million more people in the nation will be covered, leaving only 4% of the nation without health insurance.

    Because our nation is in the middle of an economic crisis, it’s especially important for changes to be made to our current healthcare system. As a result of the many layoffs, a large portion of our nation have found themselves jobless, and consequently, with no affordable health insurance. Of course, without health insurance, this portion of the population cannot receive urgent health care when they need it.

    If put into effect, the portion of the plan that will strike our middle-class suburb of Arcadia the most will be the larger tax withhold the government will put on wage-owner’s paychecks. Every wage-earner already has a portion of their paycheck withheld for tax purposes, but the bill, if put into effect, will stimulate the government to withhold an even larger portion. This increased withdrawal will be the main source of funding for the proposed healthcare system. Of course, this is unfortunate news for individuals. Every city across the globe has felt the constraints of the economic downturn, and residents in Arcadia are no exception. “Everyone has felt the strain on their wallets, and many people cannot afford to let another $30 slip out of their paycheck,” said freshman Jenny Li.

    As with every plan, there is criticism and opposition. Republicans deem this bill “a government takeover,” while larger businesses say that the bill does not do enough to cover rising healthcare costs. Republicans suggested a smaller, step-by-step plan that will make healthcare more affordable, by allowing consumers to buy insurance across the state and small businesses to pool resources to buy insurance at the same price as bigger corporations. As for the proposed bill, it is true that the proposed budget of $1.06 trillion exceeds Obama’s $900 billion benchmark, even though the Congressional Budget Office (CBO) has estimated that over the next decade, the bill would reduce the state deficit by $104 trillion. “Despite its many flaws, I think the plan…is a move in the right direction,” said junior Patrick Han.

    If the final version of the bill gets through to President Obama and is passed, it may be the largest health insurance reform to hit America. Now that the bill has been passed in the House, it’s up to Senate Democrats to gather the votes needed to pass the bill in the Senate. If the bill passes, the House and Senate will deliberate, then present a final version of the bill to President Obama. Freshman Andrew Sun commented, “In the end, it all depends on the viewpoint you [take]…if it does pass, it will affect [our nation] positively and negatively.” Whatever the outcome of this healthcare bill may be, one thing is for sure: It will have to be a compromise across the board, Democrats, Republicans, conservatives, and liberals included.

    Democrats Inch Closer to Healthcare Dream
    Healthcare: Simple Word, Intricate Meanings

    nancyxiao

    Posts : 170
    Join date : 2009-08-31

    Re: Healthcare Bill

    Post  nancyxiao on Mon Nov 16, 2009 1:24 am

    Ashley Chi
    Healthcare Bill [final]

    Healthcare has always been [is always] a heated topic in America. Yes, our nation has the most technologically advanced medical care in the world, but [Although our nation has the most technologically advanced medical care in the world, ] the best way to bring these services to citizens is still widely discussed today, amidst controversies surrounding healthcare professionals and policymakers. However, a proposed healthcare bill put together by Senate Democrats may bring the nation one step closer to a solution to this debate. [A proposed healthcare bill put together by Senate Democrats, however, may bring the nation one step closer to reaching a consensus on the debate.]

    On Nov. 7, the 1,990-page healthcare reform bill passed in the House of Representatives with a narrow 220-215 vote, a historic landmark for Democrats. The bill’s goal, in House Speaker Nancy Pelosi’s words, is to “provide universal, quality, and affordable health care for all Americans.” The healthcare bill aims to do this by including a public option, which would [will] allow the uninsured to purchase health insurance through a government-run program, making it necessary for individuals to buy health insurance and [while] enforcing a federal law that would [will] prevent health insurance companies from denying coverage from [to] any American. If put into effect, 36 million more people in the nation will be covered, leaving only 4% of the nation without health insurance.

    Because our nation is in the middle of an economic crisis, it’s especially important for changes to be made to our current healthcare system. As a result of the many [numerous] layoffs, a large portion of our nation have found themselves [has found itself---sounds a little awkward, but it's correct...maybe change the "a large portion of our nation" to "a large group of Americans have found themselves"] jobless, and consequently, with no affordable health insurance. Of course, without health insurance, this portion of the population cannot receive urgent health care when they need it.

    If put into effect, the portion of the plan that will strike our middle-class suburb of [middle-class suburban] Arcadia the most will be the larger tax withhold the government will put on wage-owner’s [wage-owners'] paychecks. Every wage-earner already has a portion of their paycheck withheld for tax purposes, but the bill, if put into effect, will [aims to----the "if put into effect" is getting repetitive] stimulate the government to withhold [by withholding] an even larger portion. This increased withdrawal will be the main source of funding for the proposed healthcare system. Of course, this is unfortunate news for individuals. Every city across the globe has felt the constraints of the economic downturn, and residents in [of] Arcadia are no exception. “Everyone has felt the strain on their wallets, and many people cannot afford to let another $30 slip out of their paycheck,” said freshman Jenny Li.

    As with every plan, there is criticism and opposition. Republicans deem this bill “a government takeover,” while larger businesses say that the bill does not do enough to cover rising healthcare costs. Republicans suggested a smaller, step-by-step plan that will make healthcare more affordable, [delete comma] by allowing consumers to buy insurance across the state and small businesses to pool resources to buy insurance at the same price as bigger corporations. As for the proposed bill, it is true that the proposed budget of $1.06 trillion exceeds Obama’s $900 billion benchmark, even though the Congressional Budget Office (CBO) has estimated that over the next decade, the bill would [will] reduce the state deficit by $104 trillion [wait, is this a typo? 104 trillion??!?!? holy crap, if it' s not a typo, then woahhhhh :O]. “Despite its many flaws, I think the plan…[is this meant to be an ellipsis]is a move in the right direction,” said junior Patrick Han.

    If the final version of the bill gets through to President Obama and is passed, it may be the largest health insurance reform to hit America. Now that the bill has been passed in the House, it’s up to Senate Democrats to gather the votes needed to pass the bill in the Senate. If the bill passes, the House and Senate will deliberate, then present a final version of the bill to President Obama. Freshman Andrew Sun commented, “In the end, it all depends on the viewpoint you [take]…if it does pass, it will affect [our nation] positively and negatively.” Whatever the outcome of this healthcare bill may be, [insert "only"] one thing is for sure: It will have to be a compromise across the board, Democrats, Republicans, conservatives, and liberals included. [from the most liberal Democrats to the most conservative Republicans.]

    Democrats Inch Closer to Healthcare Dream
    Healthcare: Simple Word, Intricate Meanings [cool titles!]

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